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How do I get my approved loan?

How do I get my approved loan?

Your loan profits will automatically be credited to your payroll account and you’ll get an SMS alert from 2346.

Can I be charged for my SMS demands? All SMS needs and confirmation with proper structure are FREE for world and Smart.

What are the results if we delivered an wrong syntax, am I going to be charged? Yes. All SMS with wrong format or from mobile figures which were maybe maybe not signed up for the system are charged P2.50 per text, for world, Smart and Sun readers.

Exactly exactly exactly How can I determine if my SMS availment is authorized? After delivering an SMS availment demand, you are going to get an answer from 2346 showing approval of the demand.

Have there been any instances when SMS availments had been disapproved? Yes. SMS would be disapproved or refused if:

  • Cellphone quantity is certainly not registered
  • SMS structure is wrong
  • Business contract is ended
  • Required quantity surpassed limitation towards the client
  • Client comes with a current loan availment
  • With space in Salary Credits within half a year
  • Consumer has resigned through the business

Do you know the reminders that i must consider to make sure that my availment will succeed? Please make sure that the after things are followed precisely:

We delivered my SMS syntax demand precisely but failed to get any answer. Just Exactly What must I do? You may phone our customer support Hotline at 8887-9188 or e-mail email protected for further support.

Report the incident:

  • Keyword sent
  • Date of SMS
  • Period of SMS
  • Cellphone Quantity
  • Or perhaps simply offer the screenshot regarding the message

Obtain modification of mobile quantity signed up for SALAD, please phone customer support Hotline at 8887-9188. Allow 3 banking times to process your request.

Exactly exactly just What I still avail of SALAD if I lose my mobile number, can? Yes. Merely ask for a big change of one’s mobile number through our customer care Hotline at 8887-9188. Please enable 3 banking times to process your request

Exactly exactly What I use both to avail of SALAD if I have 2 mobile numbers, can? No. Our SALAD system is only going to connect you to definitely one (1) mobile quantity

If my ATM card gets stolen or lost, could I still avail of SALAD? Yes. Also minus the ATM Card, your authorized SALAD availment will remain credited to your payroll account. Nonetheless, we urgently encourage one to look at the SBC Branch nearest both you and ask for an ATM Card substitution to permit you instant use of the funds.

What goes on if my wage is inadequate to cover for my amortization? If the wage is inadequate for the amortization quantity, the repayment would be considered “Missed” amortization. This is deducted from the next payroll date together with the quantity due when it comes to current cut-off PLUS an extra “late payment cost” amounting to P125 per missed payment into the timeframe regarding the loan. After loan readiness, a set charge of P250 will apply each month.

We missed my amortization last payroll, may I spend throughout the countertop? Yes. You could make an non-prescription (OTC) re re payment in every protection Bank Branch nearest you. Kindly remember to do the annotated following:

  • Utilize the BILLS PAYMENT slip
  • Indicate re payment is for SALAD
  • Indicate your amortization that is monthly plus
  • Indicate your enrolled mobile number

A text message will be sent to you for reminder in case of default.

Do a discount is got by me or even a waiver of costs if we missed my loan re payment? No. Our late payment costs are fixed.

Just just How am I going to determine if i’ve missed re payments? Our SBC Collections Team will coordinate to you via phone, SMS, Letter and email or using your HR Representative.

Can I manage to see my SALAD deductions in my own payroll account? Yes. SALAD deductions is visible within the payroll account. Though it’s not mirrored from the client’s spend slide considering that the re re payment technique is via Automatic Debit Arrangement (ADA) from payroll credits.

exactly What I terminate my Salary Advance if I have the money to pay-off my loan, can? No. Pre-termination just isn’t allowed under Salary Advance.

We currently paid 50% of my loan, could I straight away re-avail Salary Advance? No. Re-availment is just permitted upon full re re payment of current loan.

We paid 100% of my loan, whenever may I re-avail? Please enable three (3) banking times after your final re re payment due date before re-availing SALAD.

How do you deactivate my Salary Advance? Fill-out the Letter of Intent to Deactivate SALAD Enrolment. Just click here to install the page, fill the details out, and deliver to email protected . Processing time is 1 day that is working.

Crucial reminder: you are able to simply be permitted to deactivate your SALAD account should this be in status of ACTIVE.

How to re-avail? Re-availment procedure is comparable while the means of your first Availment. You can just text:

SBCSALAD space AMOUNT space # OF DEDUCTIONS to 2346 and stick to the succeeding SMS guidelines.

Where could I phone if I would like to ask further questions regarding Salary Advance? You might phone our customer support Hotline at 8887-9188 or email email protected for further support. Please make sure that you have the following details on hand:

  • Payroll account quantity
  • Cellphone quantity signed up for Salary Advance
  • Description of complaint or issue

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